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1.4fr .9fr .9fr 1.2fr;gap: 48px;}.footer-brand {width: 136px;height: auto;}.footer-grid>div {display: flex;flex-direction: column;align-items: flex-start;gap: 8px;min-width: 0;}.footer-grid>div>span {font-size: 12px;font-weight: 600;color: var(--gold);margin-bottom: 14px;}.footer-grid p {font-size: 12px;line-height: 1.8;color: var(--muted-dark);margin: 12px 0;}.footer-grid a {font-size: 12px;color: #d2d9e3;padding-block: 5px;overflow-wrap: anywhere;}.footer-grid a:hover {color: #fff;text-decoration: underline;text-underline-offset: 4px;}.footer-grid .company-addresses {color: var(--muted-dark);margin: 12px 0;}.footer-base {display: flex;justify-content: space-between;align-items: center;gap: 24px;padding-top: 24px;margin-top: 48px;border-top: 1px solid #414852;color: var(--muted-dark);font-size: 11px;}.footer-base>div {display: flex;gap: 24px;}.footer-base a {padding-block: 10px;}.footer-base a:hover {color: #fff;}.legal-line {font-size: 11px;color: #aeb8c6;line-height: 1.8;margin-top: 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-.03em;font-weight: 500;margin-top: 8px;}.detail-grid {display: grid;grid-template-columns: minmax(0,1.8fr) minmax(0,.8fr);gap: 96px;border-top: 1px solid var(--line);}.feature-list {margin-top: 40px;}.feature {display: flex;gap: 24px;padding: 28px 0;border-top: 1px solid var(--line);}.feature-index {padding-top: 5px;font-size: 12px;color: var(--accent);font-weight: 600;}.feature h3 {font-size: 25px;margin-bottom: 16px;}.feature p {font-size: 16px;margin: 0;}.adviser {position: sticky;top: 100px;align-self: start;padding: 24px;background: #161617;border: 1px solid var(--line);border-radius: var(--radius);}.adviser>img {width: 100%;height: 260px;object-fit: cover;object-position: 50% 20%;border-radius: 4px;margin-bottom: 24px;}.adviser .overline {font-size: 10px;}.adviser h3 {font-size: 26px;margin-bottom: 14px;}.adviser p {font-size: 13px;}.adviser .action {width: 100%;margin: 8px 0 12px;font-size: 13px;padding-inline: 12px;}.adviser>a {display: block;text-align: center;font-size: 13px;padding-block: 8px;}.adviser>a:hover {text-decoration: underline;}.disclosure,.example-intro {padding: 20px 24px;border-left: 3px solid var(--accent);background: #161617;color: #b7b7bc;font-size: 13px;line-height: 1.85;margin-top: 30px;}.service-benefits {border-top: 1px solid var(--line);}.knowledge-section {background: #161617;padding-block: 96px;}.knowledge-grid {display: grid;grid-template-columns: repeat(2,minmax(0,1fr));gap: 48px;}.knowledge-grid article {padding-top: 28px;border-top: 1px solid #949eaa;}.knowledge-index {font-size: 12px;color: var(--accent);font-weight: 600;}.knowledge-grid h3 {font-size: 29px;margin: 24px 0 20px;}.knowledge-grid p {font-size: 15px;}.knowledge-grid ul {font-size: 14px;margin-bottom: 0;}.knowledge-bottom {display: flex;align-items: center;justify-content: space-between;gap: 40px;margin-top: 40px;padding-top: 32px;border-top: 1px solid var(--line);}.knowledge-bottom p {max-width: 750px;font-size: 14px;margin: 0;}.page-intro {padding-block: 72px 64px;}.page-intro h1 {max-width: 1000px;margin-block: 24px 28px;}.page-intro>p {font-size: 18px;max-width: 740px;}.page-intro>.action {margin-top: 12px;}.team-leads {padding-block: 16px 24px;}.team-leads article {display: grid;grid-template-columns: minmax(0,1fr) minmax(0,1fr);align-items: center;gap: 80px;margin-bottom: 64px;}.team-leads article>img {height: 560px;width: 100%;object-fit: cover;object-position: 50% 15%;border-radius: var(--radius);}.team-leads article:nth-child(2)>img {order: 2;}.team-leads article h2 {font-size: 46px;}.team-leads article p {margin-top: 24px;font-size: 16px;}.team-directory {display: grid;grid-template-columns: repeat(4,minmax(0,1fr));gap: 40px 24px;}.team-directory article {min-width: 0;}.team-directory img {width: 100%;aspect-ratio: .85;object-fit: cover;object-position: 50% 15%;background: var(--soft);border-radius: var(--radius);}.team-directory h3 {font-size: 21px;letter-spacing: -.025em;margin: 20px 0 10px;overflow-wrap: anywhere;}.team-directory p {font-size: 12px;}.career-paths {display: grid;grid-template-columns: repeat(2,minmax(0,1fr));gap: 32px;}.career-paths article {padding: 32px 0;border-top: 1px solid #949eaa;}.career-paths h3 {font-size: 28px;margin: 20px 0;}.career-paths p {font-size: 15px;}.career-detail {font-size: 14px;}.internship-card {border: 1px solid var(--line);border-radius: var(--radius);overflow: hidden;background: #161617;}.job-header {padding: 40px;}.job-tag {display: inline-block;padding: 6px 10px;background: var(--graphite);color: #fff;font-size: 11px;font-weight: 600;border-radius: 4px;}.job-header h3 {font-size: clamp(28px,3vw,40px);margin: 20px 0;}.job-header p {font-size: 15px;margin-bottom: 0;max-width: 850px;}.job-columns {display: grid;grid-template-columns: 1fr 1fr;border-top: 1px solid var(--line);}.job-columns>div {padding: 32px 40px;}.job-columns>div+div {border-left: 1px solid var(--line);}.job-columns h4 {margin-bottom: 20px;}.job-columns ul {font-size: 15px;margin: 0;}.job-apply {display: flex;justify-content: space-between;align-items: center;gap: 32px;padding: 28px 40px;background: #161617;}.job-apply p {font-size: 13px;max-width: 620px;margin: 0;}.job-note {padding: 24px 40px;font-size: 12px;margin: 0;}.career-teaser {position: fixed;right: 24px;bottom: 24px;z-index: 110;width: 370px;max-width: calc(100vw - 32px);padding: 28px;background: var(--graphite);color: white;border: 1px solid #6c7888;border-top: 3px solid var(--gold);border-radius: var(--radius);box-shadow: var(--shadow-raised);animation: panel-in var(--normal) var(--ease);}.career-teaser .overline {color: var(--gold);font-size: 10px;margin-bottom: 20px;padding-right: 32px;}.career-teaser h2 {font-size: 29px;line-height: 1.15;margin-bottom: 20px;color: white;}.career-teaser p {font-size: 14px;color: var(--muted-dark);margin-bottom: 22px;}.career-teaser-close {position: absolute;top: 12px;right: 12px;display: grid;place-items: center;width: 44px;height: 44px;background: transparent;color: #fff;border: 1px solid #637080;border-radius: 4px;}.career-teaser-close:hover {background: #363e49;}.career-teaser-link {display: flex;align-items: center;justify-content: space-between;gap: 16px;padding-top: 18px;border-top: 1px solid var(--line-dark);font-size: 13px;font-weight: 600;color: var(--gold);}.career-teaser-link span {font-size: 21px;}.career-teaser-link:hover {text-decoration: underline;text-underline-offset: 4px;}.story-section {background: #161617;}.story-intro-grid {display: grid;grid-template-columns: minmax(0,.85fr) minmax(0,1.15fr);background: #161617;border-radius: var(--radius);overflow: hidden;}.story-photo {position: relative;min-height: 380px;}.story-photo img {position: absolute;inset: 0;width: 100%;height: 100%;object-fit: cover;}.story-photo>span {position: absolute;left: 20px;right: 20px;bottom: 20px;padding: 12px 16px;background: #16181bf0;color: white;font-size: 12px;border-radius: 4px;}.story-brief {padding: 40px;}.story-brief h3 {font-size: 30px;}.story-brief>p {font-size: 14px;margin-top: 20px;}.story-facts {display: grid;grid-template-columns: repeat(3,minmax(0,1fr));gap: 16px;margin-block: 28px;padding-block: 24px;border-block: 1px solid var(--line);}.story-facts strong {display: block;font-size: 28px;letter-spacing: -.04em;font-weight: 600;}.story-facts span {display: block;font-size: 12px;line-height: 1.7;color: var(--muted);margin-top: 8px;}.story-steps {margin-block: 40px 64px;}.story-steps h3 {font-size: 25px;}.story-small {font-size: 12px;line-height: 1.8;color: var(--muted);}.story-small a,.calculation-notes a {text-decoration: underline;text-underline-offset: 3px;}.journey {padding: 36px;background: #161617;border: 1px solid var(--line);border-radius: var(--radius);}.journey-heading {display: flex;justify-content: space-between;align-items: center;gap: 24px;}.journey-heading h3 {font-size: 27px;}.scenario-buttons,.example-presets,.example-switch {display: flex;gap: 8px;flex-wrap: wrap;}.scenario-buttons button,.example-presets button,.example-switch button {min-height: 44px;padding: 10px 14px;background: #161617;color: var(--ink);border: 1px solid #858e9a;border-radius: 4px;font-size: 13px;font-weight: 500;}.scenario-buttons button[aria-pressed=true],.example-presets button[aria-pressed=true],.example-switch button[aria-pressed=true] {background: var(--ink);color: white;border-color: var(--ink);}.scenario-buttons button:hover,.example-presets button:hover,.example-switch button:hover {border-color: var(--ink);box-shadow: inset 0 0 0 1px var(--ink);}.journey-grid {display: grid;grid-template-columns: minmax(0,1.2fr) minmax(0,1fr);gap: 32px;align-items: start;margin-top: 32px;}.chart-panel {min-width: 0;}.chart-title h4 {font-size: 18px;}.chart-title>span {font-size: 12px;color: var(--muted);}#journey-chart svg {margin-top: 20px;}#journey-chart text {font-family: var(--sans);fill: #4e5865;font-size: 14px;}#journey-chart polyline {stroke: var(--accent);}.break-even,.risk-lesson {padding: 18px 20px;border-left: 3px solid var(--accent);background: #161617;font-size: 14px;line-height: 1.8;color: #b7b7bc;}.year-control {display: block;font-size: 14px;font-weight: 600;margin-block: 24px;}.year-control input,.lab-field input[type=range],.example-field input[type=range] {display: block;width: 100%;min-height: 44px;padding: 0;margin: 8px 0;accent-color: var(--accent);cursor: pointer;touch-action: pan-y;}.range-ends {display: flex;justify-content: space-between;font-size: 12px;color: var(--muted);}.sale-panel,.example-output {--muted: var(--muted-dark);--line: var(--line-dark);--result-positive: #86e0b5;--result-negative: #ffb2a7;--result-neutral: #fff;padding: 30px;background: var(--graphite);color: #fff;border: 1px solid var(--line-dark);border-radius: var(--radius);}.sale-panel .eyebrow,.example-output .eyebrow {color: var(--gold);}.sale-result>span,.main-result>span {display: block;font-size: 13px;color: var(--muted-dark);}.sale-result>strong,.main-result>strong {display: block;font-size: clamp(34px,3.8vw,50px);font-weight: 600;letter-spacing: -.05em;line-height: 1.2;margin-block: 12px 24px;overflow-wrap: anywhere;font-variant-numeric: tabular-nums;}.money-table {margin-block: 24px;}.money-row {display: flex;align-items: center;justify-content: space-between;gap: 20px;padding-block: 12px;border-bottom: 1px solid var(--line);font-size: 13px;}.money-row>span {max-width: 65%;color: var(--muted);line-height: 1.7;}.money-row strong {font-size: 14px;font-weight: 500;white-space: nowrap;font-variant-numeric: tabular-nums;}.sale-panel .story-small,.example-output .story-small {color: var(--muted-dark);}.journey>.btn {margin-top: 24px;}.table-scroll {max-width: 100%;overflow-x: auto;overscroll-behavior-x: contain;}.journey-table {width: 100%;border-collapse: collapse;white-space: nowrap;font-size: 12px;margin-block: 20px;font-variant-numeric: tabular-nums;}.journey-table caption {text-align: left;white-space: normal;padding-bottom: 18px;}.journey-table th,.journey-table td {text-align: right;padding: 12px 10px;border-bottom: 1px solid var(--line);}.journey-table th:first-child {text-align: left;}.journey-table .selected-year {background: #161617;}.advanced-wrap {padding-block: 32px 64px;}.advanced-calculator {padding: 0;background: #161617;border: 1px solid var(--line);border-radius: var(--radius);overflow: hidden;}.advanced-calculator>summary {padding: 24px 28px;font-size: 17px;}.advanced-calculator>.section {padding-block: 32px;}.advanced-calculator .wrap {width: calc(100% - 56px);}.advanced-calculator .section-top {display: block;}.advanced-calculator .section-top p {max-width: 720px;margin-top: 24px;}.example-section {background: #161617;}.example-intro {margin-block: 0 32px;max-width: 950px;}.example-layout {display: grid;grid-template-columns: minmax(0,1.15fr) minmax(0,1fr);gap: 28px;align-items: start;}.example-inputs {padding: 32px;background: #161617;border: 1px solid #363638;border-radius: var(--radius);}.example-inputs h3 {font-size: 26px;margin-bottom: 24px;}.example-inputs>p {font-size: 14px;}.example-fields {display: grid;grid-template-columns: repeat(2,minmax(0,1fr));gap: 24px 20px;}.example-field {display: flex;flex-direction: column;gap: 8px;min-width: 0;font-size: 13px;font-weight: 500;line-height: 1.65;color: var(--ink);}.example-field>span:first-child {min-height: 42px;display: flex;align-items: flex-end;}.example-field small {font-size: 11px;font-weight: 400;color: var(--muted);line-height: 1.7;}.number-input {display: block;position: relative;}.number-input>span {position: absolute;top: 50%;right: 13px;transform: translateY(-50%);font-size: 12px;color: var(--muted);pointer-events: none;}.number-input input,.example-field select {width: 100%;min-height: 48px;padding: 12px 42px 12px 12px;background: #161617;border: 1px solid #858e9a;border-radius: 4px;color: var(--ink);font-size: 16px;font-weight: 500;appearance: textfield;}.number-input input::-webkit-inner-spin-button,.number-input input::-webkit-outer-spin-button {-webkit-appearance: none;margin: 0;}.example-field select {font-size: 14px;appearance: auto;padding-right: 12px;}.example-field input:focus,.example-field select:focus {border-color: #3870c1;}.local-note {font-size: 12px;margin: 24px 0 0;color: var(--muted);}.example-output {position: sticky;top: 100px;}.main-result {border-bottom: 1px solid var(--line);padding-bottom: 4px;}.result-explanation {font-size: 13px;color: var(--muted);margin-block: 20px;}.secondary-results {display: grid;grid-template-columns: repeat(2,minmax(0,1fr));gap: 24px;margin-block: 28px;}.secondary-results>div>span {display: block;font-size: 12px;line-height: 1.6;color: var(--muted);margin-bottom: 10px;}.secondary-results strong {font-size: 23px;line-height: 1.2;letter-spacing: -.03em;overflow-wrap: anywhere;font-weight: 500;font-variant-numeric: tabular-nums;}.result-footnote {font-size: 12px;line-height: 1.8;color: var(--muted);}.stress-box {border: 1px solid #536071;border-radius: 4px;background: #252b33;padding: 20px;margin-block: 24px;}.stress-box h4 {font-size: 16px;margin-bottom: 18px;color: #fff;}.stress-box>div {display: flex;justify-content: space-between;gap: 16px;margin-top: 12px;font-size: 12px;}.stress-box>div>span {max-width: 55%;color: var(--muted-dark);}.stress-box strong {font-size: 12px;font-weight: 600;text-align: right;}.stress-box p {font-size: 11px;color: var(--muted-dark);margin: 18px 0 0;}.example-output .btn {width: 100%;background: var(--gold);color: var(--ink);}.example-output .btn:hover {background: #ecdbba;}.example-error {border: 1px solid #363638;border-radius: 4px;padding: 20px;color: #ffb2a7;font-size: 14px;}.example-presets {margin-bottom: 24px;}.example-switch {margin-block: 32px;}.coverage-note {padding: 16px 20px;border-left: 2px solid var(--gold);background: #ffffff08;color: #e2e7ef;font-size: 13px;line-height: 1.8;}.calculation-notes {margin-top: 28px;}.calculation-notes summary {font-size: 14px;}.calculation-notes p {font-size: 12px;}.example-deeplink {margin-top: 20px;font-size: 13px;color: var(--accent);text-decoration: underline;text-underline-offset: 4px;}.risk-selector {display: grid;grid-template-columns: repeat(3,minmax(0,1fr));gap: 16px;margin-bottom: 24px;}.risk-selector button {padding: 24px;background: #161617;border: 1px solid #858e9a;border-radius: var(--radius-sm);color: var(--ink);text-align: left;}.risk-selector button>span {display: block;font-size: 12px;margin-bottom: 20px;}.risk-selector strong {display: block;font-size: 22px;line-height: 1.3;font-weight: 600;letter-spacing: -.02em;}.risk-selector small {display: block;font-size: 12px;line-height: 1.6;margin-top: 16px;color: var(--muted);}.risk-selector button[aria-pressed=true] {background: var(--graphite);border-color: var(--graphite);color: #fff;}.risk-selector button[aria-pressed=true] small {color: var(--muted-dark);}.risk-selector button:hover {box-shadow: inset 0 0 0 1px var(--ink);}.risk-stage {display: grid;grid-template-columns: repeat(2,minmax(0,1fr));background: #161617;overflow: hidden;border: 1px solid var(--line);border-radius: var(--radius);}.risk-narrative,.risk-comparison {padding: 40px;}.risk-narrative h3 {font-size: 30px;}.risk-narrative p {font-size: 15px;margin-top: 22px;}.risk-lesson {margin-top: 24px;}.risk-comparison {--result-positive: #86e0b5;--result-negative: #ffb2a7;--result-neutral: #fff;background: var(--graphite);color: #fff;}.risk-comparison>p {color: var(--muted-dark);font-size: 13px;}.risk-amount {display: flex;flex-direction: column;gap: 12px;margin-top: 28px;}.risk-amount span {font-size: 13px;color: var(--muted-dark);}.risk-amount strong {font-size: 44px;line-height: 1.2;letter-spacing: -.04em;font-weight: 600;}.risk-bar {height: 10px;background: #414b59;overflow: hidden;border-radius: 2px;margin: 16px 0 32px;}.risk-bar span {display: block;height: 100%;background: var(--gold);transition: width var(--normal);}#risk-bar-after {background: #a7c5e6;}.coverage-fact {display: grid;grid-template-columns: 260px minmax(0,1fr);gap: 56px;align-items: center;padding-block: 48px;margin-block: 64px;border-block: 1px solid #bbc4cf;}.coverage-fact p {font-size: 15px;margin-top: 24px;}.coverage-orb {position: relative;width: 260px;max-width: 100%;aspect-ratio: 1;}.coverage-orb>svg {width: 100%;height: 100%;transform: rotate(-90deg);}.coverage-track {fill: none;stroke: #c4ccd5;stroke-width: 12;}.coverage-arc {fill: none;stroke: var(--accent);stroke-width: 12;stroke-linecap: butt;stroke-dasharray: 90 100;}.coverage-orbit {fill: none;stroke: #a6b2c1;stroke-width: 1;stroke-dasharray: 1 7;}.coverage-center {position: absolute;inset: 19%;display: flex;flex-direction: column;align-items: center;justify-content: center;gap: 10px;}.coverage-center>span {font-size: 10px;line-height: 1.5;color: var(--muted);}.coverage-center>strong {font-size: 54px;line-height: 1.1;font-weight: 600;letter-spacing: -.05em;color: var(--ink);}.coverage-center small {font-size: 26px;}.coverage-shimmer {display: none;}.story-takeaway {display: grid;grid-template-columns: minmax(0,1fr) 240px;gap: 64px;align-items: center;}.story-takeaway h3 {font-size: 32px;}.story-takeaway p {margin-top: 24px;font-size: 15px;}.story-takeaway img {width: 100%;height: 300px;object-fit: cover;object-position: 50% 15%;border-radius: var(--radius);}.story-takeaway .btn {margin-top: 12px;}.calc {padding: 40px;background: #161617;border: 1px solid #363638;border-radius: var(--radius);margin-top: 36px;}.calc h3 {font-size: 30px;margin-bottom: 20px;}.calc-fields {display: grid;grid-template-columns: repeat(3,minmax(0,1fr));gap: 24px;margin-top: 28px;}.calc-result {display: flex;align-items: center;justify-content: space-between;gap: 24px;background: var(--graphite);color: white;padding: 28px 32px;border-radius: 4px;margin-top: 20px;}.calc-result strong {font-size: 44px;font-weight: 600;letter-spacing: 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